Digital Asset Risk Disclosure Statement

English
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Dear A-Bank Clients,

In accordance with the regulatory requirements of the Labuan Financial Services Authority (Labuan FSA), Asia Digital Bank Ltd. (“the Bank”) hereby issues this Digital Asset Risk Disclosure Statement to ensure that all users are fully informed of the potential risks associated with digital asset transactions conducted via the A‑Bank App.

We strongly encourage all users to carefully read and understand the following risk disclosures before initiating any digital asset transaction (including but not limited to USDT and USDC). By continuing to use the Bank’s digital asset services, you acknowledge and accept the risks outlined below.

Key Risks to Be Aware Of:

  • Market Volatility
    Digital assets, including stablecoins, are subject to price fluctuations and may deviate from their pegged values.

  • Technology and Cybersecurity Risks
    Transactions rely on blockchain infrastructure and internet access. Risks include hacking, technical malfunctions, phishing, and irreversibility of transactions.

  • Regulatory Uncertainty
    Digital asset regulations vary across jurisdictions. Local laws may impact your ability to use or withdraw digital assets.

  • Custody and Counterparty Risk
    Digital assets may be held with third-party custodians. Although due diligence is conducted, operational failure or insolvency risk cannot be ruled out.

  • Liquidity and Withdrawal Delays
    In times of market stress or low liquidity, transaction processing or asset withdrawals may be delayed or subject to unfavorable pricing.

  • No Guaranteed Returns
    The Bank does not offer any guaranteed interest, return, or profit on digital assets. Clients should beware of fraudulent third-party schemes claiming otherwise.

  • Client Responsibility
    You are responsible for safeguarding your wallet credentials, ensuring transaction accuracy, and understanding blockchain mechanics (e.g. network fees, confirmation times).

Important Notice:

This statement does not encompass all possible risks associated with digital assets. You should assess your risk appetite and financial position carefully before engaging in any digital asset activities through A-Bank.

If you have questions or require clarification, please contact our support team at info@asiadb.com.

Asia Digital Bank Ltd.
(Labuan Investment Bank)
25 June 2025